Florida 4-Point Inspections
Insurance Inspections
In Florida, most insurance companies require a 4-Point Inspection before issuing or renewing a homeowner’s policy—especially for homes that are 20 years or older. Unlike a full home inspection, this specialized report focuses on the four key systems that have the greatest impact on safety, risk, and insurability:
4 point inspection covers
We evaluate the age, condition, and remaining life expectancy of your roof, looking for signs of leaks, wear, or damage.
We inspect the service panel, wiring, and visible components to check for outdated materials, safety hazards, or improper repairs.
We review the type of pipes, water heater, and visible supply/drain lines to identify leaks, corrosion, or issues that may lead to water damage.
We confirm that the system is in working order, check the age of the unit, and look for deficiencies that may affect efficiency or safety.
Insurance companies use this inspection to determine coverage eligibility and premiums. Our detailed digital reports are clear, accurate, and insurance-company ready, helping you avoid delays in securing or renewing coverage.
With our expertise and use of modern tools, we make the process fast, simple, and stress-free—so you can focus on protecting your home and investment.
Florida Wind Mitigation Inspections
Living in Florida means preparing for hurricanes and severe storms—and one of the best ways to protect your home (and your wallet) is with a Wind Mitigation Inspection. This inspection evaluates how well your home is built to withstand high winds, and it can often lower your homeowner’s insurance premiums when protective features are documented.
During a Wind Mitigation Inspection, we examine key building features that help reduce wind damage, including:
Certain roof designs and coverings are more resistant to wind uplift and storm damage.
We check how securely your roof decking is fastened to the trusses.
Clips, straps, or other reinforcements can significantly strengthen your home’s structure against uplift.
Underlayment materials that provide extra protection if shingles are lost.
Impact-rated windows, doors, and shutters that keep your home safer during storms.
Our detailed digital reports are insurance-ready and easy to understand, giving you the documentation needed to qualify for valuable insurance discounts while also giving you peace of mind about your home’s safety.
With a Wind Mitigation Inspection, you not only protect your home and family—you may also save hundreds of dollars each year on insurance.